Life Cover · Family review
Understand what you actually need before the bank up-sells you.
Most legacy bank-sold life policies are over-priced, under-specified, or both. Map your dependants, liabilities and the income you'd want replaced — then decide.
Credit cards, car finance, personal loans.
CAT Group A threshold is €400,000 per child (Budget 2025). Excess is taxed at 33%.
Indicative adequacy assessment
Optimal baseline cover
€865,000
(2 × €50,000 education buffer) + €15,000 liabilities + (15 × €50,000 income).
Cover gap
€715,000
Your current cover falls short of the indicative baseline. When you're ready, we'll introduce you to an independent advisor who can price the shortfall.
Information only — not financial advice or a regulated quote. Read how we work.
Download a family cover gap summary
A short PDF showing where your cover is light and what a fair replacement policy looks like.
Email is optional. We don't send automated marketing emails. If you leave one, we'll introduce you to an independent advisor within 2 business days.
Information only — not financial advice or a regulated quote. Read how we work.