Independent · Information only
Understand the product first. Meet an advisor when you're ready.
Mortgage Protection, Income Protection, Pensions and Life Cover — explained in plain English, with indicative numbers and the checklists you actually need. FarrFin doesn't give advice; when you want a recommendation, we introduce you to an independent qualified financial advisor.
Independent information
Plain-English explainers and indicative numbers — no tie to any insurer.
Literacy first, advice on request
Read, run an indicative check, download a summary. We introduce you to an advisor only when you want a recommendation.
Free advisor introductions
When you're ready, we connect you with an independent qualified financial advisor in your area.
Already paying?
Switching an existing mortgage protection policy
Five inputs, indicative comparison based on public rate cards, lifetime savings illustration. An independent advisor confirms before any switch.
Run the indicative comparison →Buying your first home instead? Mortgage Protection guide.
Independent
No tie to any insurer
Information only
Plain-English, no sales pitch
Free advisor intros
QFAs on the CBI register
GDPR-compliant
Your data stays yours
Every advisor we introduce you to is a Qualified Financial Advisor (QFA) authorised by the Central Bank of Ireland — verify any name on the Central Bank register.
What we explain
Four product families, one literacy-first hub.
Mortgage Protection
- FTB
- Switcher
Compliant cover before drawdown — decreasing or level, single, joint or dual.
Explore →Do I even need this? →Real clients
What clients actually say
First-name + initial · published with written consent
The bank quoted us €58 a month. FarrFin came back with €34 from a different insurer the same week. No paperwork pile, all signed on my phone.
Sinéad O. · Galway City
€288/year saved · on-risk in 9 days
I was three weeks from drawdown when the bank's policy fell through underwriting. Bert had a replacement bound with a different life office before the solicitor even noticed.
Declan K. · Sligo
Drawdown saved · zero delay
I'm self-employed — my accountant kept saying I needed income protection, but no one explained the deferred period. FarrFin walked me through it in twenty minutes.
Aoife D. · Castlebar
26-week deferred · €38/month net of 40% relief
Testimonials describe individual outcomes. Premiums, savings and underwriting decisions vary case-by-case. A Trustpilot / Google Reviews feed is on the roadmap.
Why not the bank?
You're never legally obliged to buy mortgage protection from your lender.
Most Irish banks are tied to a single life office. The independent advisors we introduce you to are tied to none — your application is compared across every insurer in the market, with a transparent side-by-side, not a single number.
Read the full guide →- 01
Independent
No tie to any insurer or lender.
- 02
Information-only
Plain-English explainers, no sales pitch.
- 03
Advisor intro
When you want a recommendation, we introduce you to an independent qualified financial advisor.
- 04
Nationwide
Same information for readers in Dublin, Cork, Galway and beyond.
Where we work
Advising clients across Ireland.
Headquartered in the West of Ireland, working alongside solicitors, auctioneers and lenders nationwide to keep your drawdown clean.
Read first
Read before you decide.
Mortgage protection vs standard life cover
Decreasing vs level, joint vs dual, conversion, waiver — explained without the jargon.
Read guide →FTB closing costs in Connacht
Stamp duty, solicitor fees, and why protection 6–8 weeks early prevents drawdown delays.
Read guide →Income protection for the self-employed
Occupation class, deferred period pricing, and the real net cost at 40% marginal.
Read guide →